Insured for what it's worth?
Most buildings, contents, plant and stock are insured for a figure estimated years ago. We produce a dated, itemised inventory with a replacement valuation — for a home, a rental or a full commercial site — so your cover matches what you own.
Homes · Rentals · Guesthouses · Offices · Factories & warehouses · Retail
Under-insure, and every claim is cut.
If you're insured for less than the true replacement value, your insurer applies the ‘average’ clause. They pay the same proportion — even on a small claim. It works the same on a flat and on a factory.
The figure you're insured for.
True replacement value: 50% under-insured.
The insurer pays R100k. You pay the rest.
One walkthrough. An inventory your insurer can price.
- Gives you the real number. You and your broker set cover on a dated, itemised replacement value instead of a guess.
- Settles a claim on evidence. Itemised, dated proof of ownership, condition and value — not a guess and an argument.
- Stands behind the rest of your insurance. The record is what an assessor works from when you claim.
We'll build the claim from your photographs.
Even if we've never documented the property before. Send us whatever photographs and video you have — before and after. We turn them into an itemised, dated loss record your assessor can work from.
Find out before your renewal.
We compare your policy schedule with a documented, factual inventory of your home, and show you where you're exposed, where you're overpaying, and what evidence you'd lack at a claim.
- Your renewal is coming up
- You have a high-value home or unusual features
- You own valuables, art or collections
- You're an executor or trustee managing assets for others
Plant, stock and premises, on one register.
The same method scales from a flat to a factory: every asset recorded with its condition, location and replacement value, dated and signed.
A detailed asset list you can assign risk to.
Priced for what it's worth — no more over- or under-insured arguments at claim time.
A valuation isn't binding on your insurer, and this isn't financial, insurance or legal advice. Correctly set cover and dated, itemised evidence are your strongest protection. For higher-value homes and commercial sites we can pair the inventory with a certified valuer's sign-off. Your own licensed broker makes all cover decisions.
Check your cover against what you own.
Tell us what you want covered — a home, a rental or a commercial site. We'll walk it, itemise it and value it, so you and your broker can set cover on evidence.